/*
 * /de/finanzexperte/ — vollständig seitenisoliertes Premium-Redesign
 * Version: 2026-08-13 premium-v4
 *
 * Keine Regel in dieser Datei ist absichtlich global. Inhaltsregeln sind unter
 * .lt-finanzexperte-premium gekapselt. Header-Regeln sind zusätzlich an die
 * ausschließlich in dieser View gesetzte Body-Class gebunden.
 */

body.lt-finanzexperte-premium-body {
  background: #fff;
}

/* --------------------------------------------------------------------------
   Header: auf dieser Seite bewusst deckend dunkel statt transparent auf Weiß.
   -------------------------------------------------------------------------- */
body.lt-finanzexperte-premium-body .lt-site-header,
body.lt-finanzexperte-premium-body .lt-site-header.is-scrolled,
body.lt-finanzexperte-premium-body.lt-nav-open .lt-site-header {
  background: #071a25;
  border-bottom: 1px solid rgba(173, 216, 199, .13);
  box-shadow: 0 10px 28px rgba(3, 18, 28, .18);
  -webkit-backdrop-filter: none;
  backdrop-filter: none;
}

body.lt-finanzexperte-premium-body .lt-site-header .lt-brand img,
body.lt-finanzexperte-premium-body .lt-site-header.is-scrolled .lt-brand img,
body.lt-finanzexperte-premium-body.lt-nav-open .lt-site-header .lt-brand img {
  filter: brightness(0) invert(1) drop-shadow(0 2px 7px rgba(0, 0, 0, .20));
}

body.lt-finanzexperte-premium-body .lt-site-header .lt-nav-link,
body.lt-finanzexperte-premium-body .lt-site-header .lt-nav-trigger,
body.lt-finanzexperte-premium-body .lt-site-header.is-scrolled .lt-nav-link,
body.lt-finanzexperte-premium-body .lt-site-header.is-scrolled .lt-nav-trigger {
  color: #eef7f5;
  text-shadow: none;
}

body.lt-finanzexperte-premium-body .lt-site-header .lt-nav-link:hover,
body.lt-finanzexperte-premium-body .lt-site-header .lt-nav-trigger:hover,
body.lt-finanzexperte-premium-body .lt-site-header .lt-nav-link[aria-current="page"],
body.lt-finanzexperte-premium-body .lt-site-header .lt-nav-item.is-active > .lt-nav-trigger {
  background: rgba(104, 191, 111, .12);
  color: #91dc91;
}

body.lt-finanzexperte-premium-body .lt-site-header .lt-language__trigger,
body.lt-finanzexperte-premium-body .lt-site-header .lt-mobile-toggle {
  border-color: rgba(255, 255, 255, .22);
  background: rgba(255, 255, 255, .06);
  color: #fff;
  box-shadow: inset 0 1px 0 rgba(255, 255, 255, .06);
}

body.lt-finanzexperte-premium-body .lt-site-header .lt-header-cta {
  border-color: #38a644;
  background: linear-gradient(135deg, #39a944, #21852c);
  color: #fff;
  box-shadow: 0 10px 22px rgba(40, 143, 52, .22);
}

body.lt-finanzexperte-premium-body .lt-site-header .lt-header-cta:hover {
  background: linear-gradient(135deg, #46b650, #279233);
  color: #fff;
}

/* --------------------------------------------------------------------------
   Page foundation
   -------------------------------------------------------------------------- */
.lt-finanzexperte-premium {
  --lt-finance-ink: #10212b;
  --lt-finance-ink-soft: #344b57;
  --lt-finance-muted: #617783;
  --lt-finance-navy: #071a25;
  --lt-finance-navy-2: #0a2b38;
  --lt-finance-green: #329e3d;
  --lt-finance-green-2: #65bc6b;
  --lt-finance-green-soft: #eef8ef;
  --lt-finance-line: #dce7e8;
  --lt-finance-line-strong: #cbdadb;
  --lt-finance-soft: #f5f9f8;
  --lt-finance-shadow: 0 18px 52px rgba(24, 52, 63, .09);
  --lt-finance-shadow-sm: 0 10px 30px rgba(24, 52, 63, .07);
  color: var(--lt-finance-ink);
  background: #fff;
  font-family: "Catamaran", -apple-system, BlinkMacSystemFont, "Segoe UI", Roboto, Arial, sans-serif;
  overflow: clip;
}

.lt-finanzexperte-premium *,
.lt-finanzexperte-premium *::before,
.lt-finanzexperte-premium *::after {
  box-sizing: border-box;
}

.lt-finanzexperte-premium .lt-finance-shell {
  width: min(1180px, calc(100% - 44px));
  margin: 0 auto;
}

.lt-finanzexperte-premium .lt-finance-section {
  position: relative;
  padding: 78px 0;
}

.lt-finanzexperte-premium .lt-finance-section--soft {
  background: linear-gradient(180deg, #f7faf9 0%, #f1f7f5 100%);
}

.lt-finanzexperte-premium .lt-finance-kicker {
  display: inline-flex;
  align-items: center;
  gap: 10px;
  margin-bottom: 14px;
  color: #b7e8b7;
  font-size: .76rem;
  font-weight: 800;
  letter-spacing: .09em;
  line-height: 1.3;
  text-transform: uppercase;
}

.lt-finanzexperte-premium .lt-finance-kicker > span {
  width: 24px;
  height: 2px;
  flex: 0 0 auto;
  border-radius: 999px;
  background: #65c16d;
  box-shadow: 0 0 14px rgba(101, 193, 109, .28);
}

.lt-finanzexperte-premium .lt-finance-kicker--dark {
  color: #41834b;
}

.lt-finanzexperte-premium .lt-finance-section-heading {
  max-width: 720px;
}

.lt-finanzexperte-premium .lt-finance-section-heading--center {
  margin-right: auto;
  margin-left: auto;
  text-align: center;
}

.lt-finanzexperte-premium .lt-finance-section-heading--center .lt-finance-kicker {
  justify-content: center;
}

.lt-finanzexperte-premium h1,
.lt-finanzexperte-premium h2,
.lt-finanzexperte-premium h3,
.lt-finanzexperte-premium p {
  margin-top: 0;
}

.lt-finanzexperte-premium h2 {
  margin-bottom: 16px;
  color: var(--lt-finance-ink);
  font-family: "Dosis", "Catamaran", -apple-system, BlinkMacSystemFont, "Segoe UI", sans-serif;
  font-size: clamp(1.8rem, 3vw, 2.55rem);
  font-weight: 720;
  letter-spacing: -.024em;
  line-height: 1.14;
}

.lt-finanzexperte-premium h3 {
  color: var(--lt-finance-ink);
  font-family: "Dosis", "Catamaran", -apple-system, BlinkMacSystemFont, "Segoe UI", sans-serif;
  font-size: 1.08rem;
  font-weight: 720;
  line-height: 1.3;
}

.lt-finanzexperte-premium p {
  margin-bottom: 0;
  color: var(--lt-finance-muted);
  font-size: .98rem;
  line-height: 1.68;
}

/* --------------------------------------------------------------------------
   Hero
   -------------------------------------------------------------------------- */
.lt-finanzexperte-premium .lt-finance-hero {
  position: relative;
  isolation: isolate;
  min-height: clamp(650px, 42vw, 780px);
  display: flex;
  align-items: center;
  overflow: hidden;
  background-color: #061925;
  background-image:
    linear-gradient(90deg, rgba(3, 17, 28, .96) 0%, rgba(4, 24, 35, .90) 37%, rgba(5, 35, 45, .54) 58%, rgba(4, 26, 37, .12) 100%),
    linear-gradient(180deg, rgba(4, 18, 27, .12) 0%, rgba(5, 20, 29, .02) 68%, rgba(3, 17, 25, .34) 100%),
    url('/assets/img/finanzexperte-hero/hero-desktop-1920.webp?v=20260813-premium-v4');
  background-position: center center;
  background-repeat: no-repeat;
  background-size: cover;
}

@supports (background-image: image-set(url('/assets/img/finanzexperte-hero/hero-desktop-1920.avif') type('image/avif'))) {
  .lt-finanzexperte-premium .lt-finance-hero {
    background-image:
      linear-gradient(90deg, rgba(3, 17, 28, .96) 0%, rgba(4, 24, 35, .90) 37%, rgba(5, 35, 45, .54) 58%, rgba(4, 26, 37, .12) 100%),
      linear-gradient(180deg, rgba(4, 18, 27, .12) 0%, rgba(5, 20, 29, .02) 68%, rgba(3, 17, 25, .34) 100%),
      image-set(
        url('/assets/img/finanzexperte-hero/hero-desktop-1920.avif?v=20260813-premium-v4') type('image/avif'),
        url('/assets/img/finanzexperte-hero/hero-desktop-1920.webp?v=20260813-premium-v4') type('image/webp'),
        url('/assets/img/finanzexperte-hero/hero-desktop-1920.jpg?v=20260813-premium-v4') type('image/jpeg')
      );
  }
}

.lt-finanzexperte-premium .lt-finance-hero::before {
  content: "";
  position: absolute;
  z-index: -1;
  inset: 0;
  pointer-events: none;
  background:
    radial-gradient(circle at 16% 30%, rgba(80, 174, 89, .10), transparent 31%),
    linear-gradient(90deg, transparent 0%, rgba(74, 160, 83, .04) 44%, transparent 72%);
}

.lt-finanzexperte-premium .lt-finance-hero::after {
  content: "";
  position: absolute;
  z-index: 0;
  right: 0;
  bottom: 0;
  left: 0;
  height: 1px;
  background: linear-gradient(90deg, transparent 5%, rgba(111, 202, 118, .22) 34%, rgba(124, 193, 188, .18) 70%, transparent 95%);
}

.lt-finanzexperte-premium .lt-finance-hero__inner {
  position: relative;
  z-index: 1;
  padding-top: 58px;
  padding-bottom: 62px;
}

.lt-finanzexperte-premium .lt-finance-hero__copy {
  width: min(670px, 60%);
}

.lt-finanzexperte-premium .lt-finance-hero h1 {
  max-width: 660px;
  margin: 0 0 20px;
  color: #fff;
  font-family: "Dosis", "Catamaran", -apple-system, BlinkMacSystemFont, "Segoe UI", sans-serif;
  font-size: clamp(2.45rem, 4vw, 3.65rem);
  font-weight: 720;
  letter-spacing: -.035em;
  line-height: 1.05;
  text-wrap: balance;
  text-shadow: 0 4px 28px rgba(0, 0, 0, .32);
}

.lt-finanzexperte-premium .lt-finance-hero__lead {
  max-width: 640px;
  margin-bottom: 23px;
  color: #d7e5e7;
  font-size: clamp(1.02rem, 1.28vw, 1.17rem);
  line-height: 1.68;
  text-shadow: 0 2px 18px rgba(0, 0, 0, .26);
}

.lt-finanzexperte-premium .lt-finance-hero__signals {
  display: flex;
  flex-wrap: wrap;
  gap: 8px;
  margin-bottom: 25px;
}

.lt-finanzexperte-premium .lt-finance-hero__signals span {
  display: inline-flex;
  align-items: center;
  gap: 7px;
  min-height: 34px;
  padding: 7px 11px;
  border: 1px solid rgba(196, 229, 218, .16);
  border-radius: 999px;
  background: rgba(7, 34, 45, .48);
  color: #d9e8e8;
  font-size: .77rem;
  font-weight: 700;
  line-height: 1;
  -webkit-backdrop-filter: blur(10px);
  backdrop-filter: blur(10px);
}

.lt-finanzexperte-premium .lt-finance-hero__signals i {
  color: #84d486;
  font-size: .72rem;
}

.lt-finanzexperte-premium .lt-finance-actions {
  display: flex;
  flex-wrap: wrap;
  gap: 11px;
  margin-bottom: 22px;
}

.lt-finanzexperte-premium .lt-finance-btn {
  display: inline-flex;
  min-height: 48px;
  align-items: center;
  justify-content: center;
  gap: 9px;
  padding: 12px 18px;
  border: 1px solid transparent;
  border-radius: 8px;
  font-size: .88rem;
  font-weight: 800;
  line-height: 1.2;
  text-decoration: none;
  transition: transform .18s ease, background .18s ease, border-color .18s ease, box-shadow .18s ease;
}

.lt-finanzexperte-premium .lt-finance-btn:hover {
  transform: translateY(-1px);
}

.lt-finanzexperte-premium .lt-finance-btn:focus-visible {
  outline: 3px solid rgba(147, 221, 149, .46);
  outline-offset: 3px;
}

.lt-finanzexperte-premium .lt-finance-btn--primary {
  border-color: rgba(137, 218, 141, .20);
  background: linear-gradient(135deg, #42aa4c, #21852c);
  color: #fff;
  box-shadow: 0 12px 28px rgba(31, 126, 43, .26);
}

.lt-finanzexperte-premium .lt-finance-btn--primary:hover {
  background: linear-gradient(135deg, #4ab755, #279332);
  color: #fff;
}

.lt-finanzexperte-premium .lt-finance-btn--secondary {
  border-color: rgba(255, 255, 255, .24);
  background: rgba(8, 35, 47, .54);
  color: #f2f8f8;
  -webkit-backdrop-filter: blur(10px);
  backdrop-filter: blur(10px);
}

.lt-finanzexperte-premium .lt-finance-btn--secondary:hover {
  border-color: rgba(153, 217, 158, .42);
  background: rgba(15, 50, 62, .68);
  color: #fff;
}

.lt-finanzexperte-premium .lt-finance-risk-note {
  display: grid;
  width: min(630px, 100%);
  grid-template-columns: 48px minmax(0, 1fr);
  gap: 14px;
  align-items: center;
  padding: 14px 16px;
  border: 1px solid rgba(187, 225, 213, .18);
  border-radius: 10px;
  background: rgba(6, 31, 42, .66);
  box-shadow: 0 18px 42px rgba(0, 0, 0, .16), inset 0 1px 0 rgba(255, 255, 255, .04);
  -webkit-backdrop-filter: blur(13px) saturate(112%);
  backdrop-filter: blur(13px) saturate(112%);
}

.lt-finanzexperte-premium .lt-finance-risk-note__icon {
  display: grid;
  width: 48px;
  height: 48px;
  place-items: center;
  border: 1px solid rgba(123, 207, 129, .22);
  border-radius: 9px;
  background: rgba(70, 159, 79, .16);
  color: #95db97;
  font-size: 1.05rem;
}

.lt-finanzexperte-premium .lt-finance-risk-note strong {
  display: block;
  margin-bottom: 2px;
  color: #fff;
  font-size: .91rem;
  font-weight: 800;
  line-height: 1.35;
}

.lt-finanzexperte-premium .lt-finance-risk-note p {
  color: #c4d6d8;
  font-size: .78rem;
  line-height: 1.5;
}

/* --------------------------------------------------------------------------
   Intro / principles
   -------------------------------------------------------------------------- */
.lt-finanzexperte-premium .lt-finance-intro-grid {
  display: grid;
  grid-template-columns: minmax(0, .92fr) minmax(0, 1.08fr);
  gap: 64px;
  align-items: start;
}

.lt-finanzexperte-premium .lt-finance-principles {
  display: grid;
  gap: 10px;
}

.lt-finanzexperte-premium .lt-finance-principle {
  display: grid;
  grid-template-columns: 52px minmax(0, 1fr);
  gap: 15px;
  align-items: start;
  padding: 17px 18px;
  border: 1px solid var(--lt-finance-line);
  border-radius: 13px;
  background: #fff;
  box-shadow: 0 7px 22px rgba(28, 55, 64, .045);
}

.lt-finanzexperte-premium .lt-finance-principle__number {
  display: grid;
  width: 52px;
  height: 52px;
  place-items: center;
  border-radius: 11px;
  background: linear-gradient(145deg, #edf8ef, #f7fbf8);
  color: #2e8f39;
  font-size: .74rem;
  font-weight: 850;
  letter-spacing: .04em;
}

.lt-finanzexperte-premium .lt-finance-principle h3 {
  margin: 2px 0 4px;
  font-size: 1.01rem;
}

.lt-finanzexperte-premium .lt-finance-principle p {
  font-size: .86rem;
  line-height: 1.55;
}

/* --------------------------------------------------------------------------
   Focus cards
   -------------------------------------------------------------------------- */
.lt-finanzexperte-premium .lt-finance-card-grid {
  display: grid;
  grid-template-columns: repeat(3, minmax(0, 1fr));
  gap: 14px;
  margin-top: 34px;
}

.lt-finanzexperte-premium .lt-finance-card {
  position: relative;
  min-height: 230px;
  padding: 23px;
  overflow: hidden;
  border: 1px solid var(--lt-finance-line);
  border-radius: 15px;
  background: rgba(255, 255, 255, .96);
  box-shadow: var(--lt-finance-shadow-sm);
  transition: transform .2s ease, border-color .2s ease, box-shadow .2s ease;
}

.lt-finanzexperte-premium .lt-finance-card::after {
  content: "";
  position: absolute;
  top: -35px;
  right: -35px;
  width: 100px;
  height: 100px;
  border-radius: 50%;
  background: radial-gradient(circle, rgba(80, 174, 89, .09), transparent 68%);
  pointer-events: none;
}

.lt-finanzexperte-premium .lt-finance-card:hover {
  transform: translateY(-3px);
  border-color: #c8dfcd;
  box-shadow: 0 16px 38px rgba(28, 55, 64, .10);
}

.lt-finanzexperte-premium .lt-finance-card__icon {
  display: grid;
  width: 45px;
  height: 45px;
  place-items: center;
  margin-bottom: 16px;
  border: 1px solid #cfe4d2;
  border-radius: 11px;
  background: var(--lt-finance-green-soft);
  color: #2d9138;
  font-size: 1rem;
}

.lt-finanzexperte-premium .lt-finance-card h3 {
  margin-bottom: 7px;
}

.lt-finanzexperte-premium .lt-finance-card p {
  font-size: .88rem;
  line-height: 1.62;
}

/* --------------------------------------------------------------------------
   Process
   -------------------------------------------------------------------------- */
.lt-finanzexperte-premium .lt-finance-process-head {
  display: grid;
  grid-template-columns: minmax(0, .9fr) minmax(0, 1.1fr);
  gap: 64px;
  align-items: end;
  margin-bottom: 31px;
}

.lt-finanzexperte-premium .lt-finance-process-head__text {
  padding-bottom: 2px;
}

.lt-finanzexperte-premium .lt-finance-process {
  display: grid;
  grid-template-columns: repeat(5, minmax(0, 1fr));
  border: 1px solid var(--lt-finance-line);
  border-radius: 16px;
  overflow: hidden;
  background: #fff;
  box-shadow: var(--lt-finance-shadow-sm);
}

.lt-finanzexperte-premium .lt-finance-process__step {
  position: relative;
  min-height: 245px;
  padding: 23px 18px 21px;
  border-right: 1px solid var(--lt-finance-line);
}

.lt-finanzexperte-premium .lt-finance-process__step:last-child {
  border-right: 0;
}

.lt-finanzexperte-premium .lt-finance-process__number {
  display: inline-flex;
  min-width: 36px;
  height: 28px;
  align-items: center;
  justify-content: center;
  margin-bottom: 28px;
  border-radius: 999px;
  background: #edf7ef;
  color: #2d9138;
  font-size: .72rem;
  font-weight: 850;
  letter-spacing: .04em;
}

.lt-finanzexperte-premium .lt-finance-process__step h3 {
  margin-bottom: 8px;
  font-size: 1rem;
}

.lt-finanzexperte-premium .lt-finance-process__step p {
  font-size: .82rem;
  line-height: 1.58;
}

/* --------------------------------------------------------------------------
   Analysis / decision panel
   -------------------------------------------------------------------------- */
.lt-finanzexperte-premium .lt-finance-section--analysis {
  overflow: hidden;
  background:
    radial-gradient(circle at 82% 25%, rgba(73, 167, 83, .12), transparent 28%),
    linear-gradient(135deg, #071a25 0%, #0a2632 55%, #0d3541 100%);
}

.lt-finanzexperte-premium .lt-finance-analysis-grid {
  display: grid;
  grid-template-columns: minmax(0, 1.08fr) minmax(0, .92fr);
  gap: 62px;
  align-items: center;
}

.lt-finanzexperte-premium .lt-finance-analysis-panel h2 {
  max-width: 680px;
  color: #fff;
}

.lt-finanzexperte-premium .lt-finance-analysis-panel > p {
  max-width: 680px;
  color: #c7d8dc;
}

.lt-finanzexperte-premium .lt-finance-analysis-tags {
  display: flex;
  flex-wrap: wrap;
  gap: 8px;
  margin-top: 24px;
}

.lt-finanzexperte-premium .lt-finance-analysis-tags span {
  display: inline-flex;
  min-height: 34px;
  align-items: center;
  padding: 7px 11px;
  border: 1px solid rgba(184, 224, 212, .18);
  border-radius: 999px;
  background: rgba(255, 255, 255, .05);
  color: #d7e5e7;
  font-size: .76rem;
  font-weight: 700;
}

.lt-finanzexperte-premium .lt-finance-decision-card {
  padding: 22px;
  border: 1px solid rgba(190, 226, 214, .18);
  border-radius: 16px;
  background: rgba(5, 26, 36, .60);
  box-shadow: 0 24px 58px rgba(0, 0, 0, .22), inset 0 1px 0 rgba(255, 255, 255, .05);
  -webkit-backdrop-filter: blur(16px);
  backdrop-filter: blur(16px);
}

.lt-finanzexperte-premium .lt-finance-decision-card__top {
  display: flex;
  align-items: center;
  justify-content: space-between;
  gap: 20px;
  margin-bottom: 12px;
  padding-bottom: 14px;
  border-bottom: 1px solid rgba(190, 226, 214, .13);
  color: #e8f3f2;
  font-size: .75rem;
  font-weight: 850;
  letter-spacing: .08em;
  text-transform: uppercase;
}

.lt-finanzexperte-premium .lt-finance-decision-card__top i {
  color: #75cc7b;
}

.lt-finanzexperte-premium .lt-finance-decision-row {
  display: grid;
  grid-template-columns: 105px minmax(0, 1fr);
  gap: 15px;
  align-items: start;
  padding: 13px 0;
  border-bottom: 1px solid rgba(190, 226, 214, .10);
}

.lt-finanzexperte-premium .lt-finance-decision-row:last-child {
  border-bottom: 0;
}

.lt-finanzexperte-premium .lt-finance-decision-row span {
  color: #7f9ba2;
  font-size: .76rem;
  font-weight: 750;
}

.lt-finanzexperte-premium .lt-finance-decision-row strong {
  color: #e6f0f1;
  font-size: .84rem;
  font-weight: 720;
  line-height: 1.45;
}

/* --------------------------------------------------------------------------
   Boundary
   -------------------------------------------------------------------------- */
.lt-finanzexperte-premium .lt-finance-section--boundary {
  padding-top: 60px;
  padding-bottom: 60px;
  background: #f7faf9;
}

.lt-finanzexperte-premium .lt-finance-boundary-card {
  display: grid;
  grid-template-columns: 62px minmax(0, 1fr);
  gap: 22px;
  align-items: start;
  padding: 28px 30px;
  border: 1px solid #cfe2d3;
  border-radius: 16px;
  background: linear-gradient(135deg, #f0f8f1, #fbfdfb);
  box-shadow: 0 12px 36px rgba(31, 77, 43, .07);
}

.lt-finanzexperte-premium .lt-finance-boundary-card__icon {
  display: grid;
  width: 62px;
  height: 62px;
  place-items: center;
  border-radius: 13px;
  background: #dff1e1;
  color: #2d9138;
  font-size: 1.2rem;
}

.lt-finanzexperte-premium .lt-finance-boundary-card h2 {
  margin-bottom: 10px;
  font-size: clamp(1.55rem, 2.7vw, 2.2rem);
}

.lt-finanzexperte-premium .lt-finance-boundary-card p {
  max-width: 900px;
  font-size: .91rem;
}

/* --------------------------------------------------------------------------
   FAQ
   -------------------------------------------------------------------------- */
.lt-finanzexperte-premium .lt-finance-faq-layout {
  display: grid;
  grid-template-columns: minmax(0, .72fr) minmax(0, 1.28fr);
  gap: 62px;
  align-items: start;
}

.lt-finanzexperte-premium .lt-finance-faq {
  display: grid;
  gap: 10px;
}

.lt-finanzexperte-premium .lt-finance-faq details {
  border: 1px solid var(--lt-finance-line);
  border-radius: 13px;
  background: #fff;
  box-shadow: 0 7px 22px rgba(28, 55, 64, .045);
  overflow: hidden;
}

.lt-finanzexperte-premium .lt-finance-faq summary {
  position: relative;
  display: flex;
  min-height: 62px;
  align-items: center;
  justify-content: space-between;
  gap: 18px;
  padding: 16px 18px;
  color: var(--lt-finance-ink);
  font-size: .91rem;
  font-weight: 800;
  line-height: 1.4;
  cursor: pointer;
  list-style: none;
}

.lt-finanzexperte-premium .lt-finance-faq summary::-webkit-details-marker {
  display: none;
}

.lt-finanzexperte-premium .lt-finance-faq summary > span {
  position: relative;
  width: 26px;
  height: 26px;
  flex: 0 0 auto;
  border-radius: 50%;
  background: #edf7ef;
}

.lt-finanzexperte-premium .lt-finance-faq summary > span::before,
.lt-finanzexperte-premium .lt-finance-faq summary > span::after {
  content: "";
  position: absolute;
  top: 50%;
  left: 50%;
  width: 10px;
  height: 1.5px;
  border-radius: 99px;
  background: #348f3e;
  transform: translate(-50%, -50%);
}

.lt-finanzexperte-premium .lt-finance-faq summary > span::after {
  transform: translate(-50%, -50%) rotate(90deg);
  transition: transform .18s ease;
}

.lt-finanzexperte-premium .lt-finance-faq details[open] summary > span::after {
  transform: translate(-50%, -50%) rotate(0deg);
}

.lt-finanzexperte-premium .lt-finance-faq__answer {
  padding: 0 18px 17px;
}

.lt-finanzexperte-premium .lt-finance-faq__answer p {
  font-size: .87rem;
  line-height: 1.62;
}

/* --------------------------------------------------------------------------
   Contact + page-specific form
   -------------------------------------------------------------------------- */
.lt-finanzexperte-premium .lt-finance-section--contact {
  background: linear-gradient(180deg, #f4f8f7, #eef5f3);
}

.lt-finanzexperte-premium .lt-finance-contact-grid {
  display: grid;
  grid-template-columns: minmax(0, .78fr) minmax(0, 1.22fr);
  gap: 40px;
  align-items: start;
}

.lt-finanzexperte-premium .lt-finance-contact-copy {
  position: sticky;
  top: 108px;
}

.lt-finanzexperte-premium .lt-finance-contact-copy h2 {
  max-width: 480px;
}

.lt-finanzexperte-premium .lt-finance-contact-copy > p {
  max-width: 500px;
}

.lt-finanzexperte-premium .lt-finance-contact-options {
  display: grid;
  gap: 10px;
  margin-top: 24px;
}

.lt-finanzexperte-premium .lt-finance-contact-options a {
  display: grid;
  grid-template-columns: 42px minmax(0, 1fr);
  gap: 12px;
  align-items: center;
  padding: 13px 14px;
  border: 1px solid var(--lt-finance-line);
  border-radius: 11px;
  background: rgba(255, 255, 255, .86);
  color: var(--lt-finance-ink);
  text-decoration: none;
  box-shadow: 0 7px 22px rgba(28, 55, 64, .035);
  transition: transform .18s ease, border-color .18s ease, background .18s ease;
}

.lt-finanzexperte-premium .lt-finance-contact-options a:hover {
  transform: translateY(-1px);
  border-color: #c6ddca;
  background: #fff;
}

.lt-finanzexperte-premium .lt-finance-contact-options i {
  display: grid;
  width: 42px;
  height: 42px;
  place-items: center;
  border-radius: 10px;
  background: #e9f6eb;
  color: #31913b;
}

.lt-finanzexperte-premium .lt-finance-contact-options strong,
.lt-finanzexperte-premium .lt-finance-contact-options small {
  display: block;
}

.lt-finanzexperte-premium .lt-finance-contact-options strong {
  margin-bottom: 1px;
  color: var(--lt-finance-ink);
  font-size: .86rem;
  line-height: 1.35;
}

.lt-finanzexperte-premium .lt-finance-contact-options small {
  color: var(--lt-finance-muted);
  font-size: .73rem;
  line-height: 1.45;
}

.lt-finanzexperte-premium .lt-finance-form-card {
  padding: 26px;
  border: 1px solid #d7e4e2;
  border-radius: 16px;
  background: #fff;
  box-shadow: var(--lt-finance-shadow);
}

.lt-finanzexperte-premium .lt-finance-form-card__head {
  display: grid;
  grid-template-columns: 46px minmax(0, 1fr);
  gap: 13px;
  align-items: center;
  margin-bottom: 21px;
}

.lt-finanzexperte-premium .lt-finance-form-card__icon {
  display: grid;
  width: 46px;
  height: 46px;
  place-items: center;
  border: 1px solid #cee2d1;
  border-radius: 11px;
  background: #ebf7ed;
  color: #31913b;
}

.lt-finanzexperte-premium .lt-finance-form-card__head h3 {
  margin: 0 0 2px;
  color: var(--lt-finance-ink);
  font-size: 1.28rem;
}

.lt-finanzexperte-premium .lt-finance-form-card__head p {
  color: var(--lt-finance-muted);
  font-size: .82rem;
  line-height: 1.45;
}

.lt-finanzexperte-premium .lt-finance-form-grid {
  display: grid;
  grid-template-columns: repeat(2, minmax(0, 1fr));
  gap: 14px;
}

.lt-finanzexperte-premium .lt-finance-form-field {
  min-width: 0;
}

.lt-finanzexperte-premium .lt-finance-form-field--full {
  grid-column: 1 / -1;
}

.lt-finanzexperte-premium .lt-finance-form-label {
  display: block;
  margin-bottom: 6px;
  color: #344852;
  font-size: .76rem;
  font-weight: 800;
}

.lt-finanzexperte-premium .lt-finance-form-label span {
  color: #7c8f97;
  font-weight: 550;
}

.lt-finanzexperte-premium .lt-finance-form-control {
  width: 100%;
  min-height: 46px;
  padding: 10px 12px;
  border: 1px solid #cad9da;
  border-radius: 9px;
  background: #fbfdfc;
  color: #172a34;
  font-family: inherit;
  font-size: .89rem;
  line-height: 1.45;
  outline: none;
  box-shadow: none;
  transition: border-color .16s ease, box-shadow .16s ease, background .16s ease;
}

.lt-finanzexperte-premium textarea.lt-finance-form-control {
  min-height: 126px;
  resize: vertical;
}

.lt-finanzexperte-premium .lt-finance-form-control:focus {
  border-color: #72ad79;
  background: #fff;
  box-shadow: 0 0 0 4px rgba(62, 155, 73, .09);
}

.lt-finanzexperte-premium .lt-finance-form-control[aria-invalid="true"] {
  border-color: #c85a5a;
  box-shadow: 0 0 0 3px rgba(200, 90, 90, .08);
}

.lt-finanzexperte-premium .lt-finance-form-captcha {
  padding-left: 140px;
  background-position: 9px center;
  background-repeat: no-repeat;
  background-size: 118px 35px;
}

.lt-finanzexperte-premium .lt-finance-form-note {
  display: block;
  margin-top: 6px;
  color: #71868f;
  font-size: .73rem;
  line-height: 1.45;
}

.lt-finanzexperte-premium .lt-finance-form-error {
  display: block;
  margin-top: 5px;
  color: #a63d3d;
  font-size: .73rem;
  line-height: 1.4;
}

.lt-finanzexperte-premium .lt-finance-form-alert {
  margin-bottom: 17px;
  padding: 12px 14px;
  border: 1px solid #e6bcbc;
  border-radius: 9px;
  background: #fff4f4;
  color: #8e3434;
  font-size: .82rem;
  line-height: 1.45;
}

.lt-finanzexperte-premium .lt-finance-form-honeypot {
  position: absolute !important;
  left: -9999px !important;
  width: 1px !important;
  height: 1px !important;
  overflow: hidden !important;
}

.lt-finanzexperte-premium .lt-finance-form-submit {
  padding-top: 1px;
}

.lt-finanzexperte-premium .lt-finance-form-button {
  display: inline-flex;
  min-height: 48px;
  align-items: center;
  justify-content: center;
  gap: 9px;
  padding: 12px 18px;
  border: 1px solid #3ba447;
  border-radius: 9px;
  background: linear-gradient(135deg, #3fa94a, #258a31);
  color: #fff;
  font-family: inherit;
  font-size: .86rem;
  font-weight: 800;
  cursor: pointer;
  box-shadow: 0 10px 24px rgba(35, 137, 49, .18);
  transition: transform .16s ease, background .16s ease, box-shadow .16s ease;
}

.lt-finanzexperte-premium .lt-finance-form-button:hover {
  transform: translateY(-1px);
  background: linear-gradient(135deg, #49b554, #2b9637);
  color: #fff;
}

.lt-finanzexperte-premium .lt-finance-form-button:focus-visible {
  outline: 3px solid rgba(62, 155, 73, .22);
  outline-offset: 3px;
}

.lt-finanzexperte-premium .lt-finance-form-privacy {
  margin: 11px 0 0;
  color: #71838b;
  font-size: .70rem;
  line-height: 1.5;
}

/* lt-forms.js adds this privacy line to all existing contact forms. */
.lt-finanzexperte-premium .lt-finance-form .lt-form-privacy-note {
  display: flex;
  gap: 7px;
  align-items: flex-start;
  margin-top: 11px;
  padding-top: 11px;
  border-top: 1px solid #e4eceb;
  color: #71838b;
  font-size: .70rem;
  line-height: 1.45;
}

.lt-finanzexperte-premium .lt-finance-form .lt-form-privacy-note i {
  margin-top: 3px;
  color: #54a75d;
}

/* --------------------------------------------------------------------------
   Tablet
   -------------------------------------------------------------------------- */
@media (max-width: 1180px) {
  .lt-finanzexperte-premium .lt-finance-shell {
    width: min(100% - 38px, 1080px);
  }

  .lt-finanzexperte-premium .lt-finance-hero__copy {
    width: min(640px, 63%);
  }

  .lt-finanzexperte-premium .lt-finance-process {
    grid-template-columns: repeat(3, minmax(0, 1fr));
  }

  .lt-finanzexperte-premium .lt-finance-process__step {
    min-height: 215px;
    border-bottom: 1px solid var(--lt-finance-line);
  }

  .lt-finanzexperte-premium .lt-finance-process__step:nth-child(3) {
    border-right: 0;
  }

  .lt-finanzexperte-premium .lt-finance-process__step:nth-child(4),
  .lt-finanzexperte-premium .lt-finance-process__step:nth-child(5) {
    border-bottom: 0;
  }
}

@media (max-width: 991px) {
  body.lt-finanzexperte-premium-body .lt-site-header,
  body.lt-finanzexperte-premium-body .lt-site-header.is-scrolled,
  body.lt-finanzexperte-premium-body.lt-nav-open .lt-site-header {
    background: #071a25;
    border-bottom-color: rgba(173, 216, 199, .13);
    box-shadow: 0 8px 24px rgba(3, 18, 28, .20);
  }

  body.lt-finanzexperte-premium-body .lt-site-header .lt-brand img,
  body.lt-finanzexperte-premium-body.lt-nav-open .lt-site-header .lt-brand img {
    filter: brightness(0) invert(1) drop-shadow(0 2px 6px rgba(0, 0, 0, .18));
  }

  body.lt-finanzexperte-premium-body .lt-main-nav,
  body.lt-finanzexperte-premium-body.lt-nav-open .lt-main-nav {
    background: #fff;
    color: #2d414a;
  }

  body.lt-finanzexperte-premium-body .lt-main-nav .lt-nav-link,
  body.lt-finanzexperte-premium-body .lt-main-nav .lt-nav-trigger,
  body.lt-finanzexperte-premium-body.lt-nav-open .lt-main-nav .lt-nav-link,
  body.lt-finanzexperte-premium-body.lt-nav-open .lt-main-nav .lt-nav-trigger {
    color: #2e4048;
    text-shadow: none;
  }

  body.lt-finanzexperte-premium-body .lt-main-nav .lt-nav-link:hover,
  body.lt-finanzexperte-premium-body .lt-main-nav .lt-nav-trigger:hover,
  body.lt-finanzexperte-premium-body .lt-main-nav .lt-nav-link[aria-current="page"],
  body.lt-finanzexperte-premium-body .lt-main-nav .lt-nav-item.is-active > .lt-nav-trigger {
    background: #edf7ef;
    color: #2d8e38;
  }

  .lt-finanzexperte-premium .lt-finance-section {
    padding: 64px 0;
  }

  .lt-finanzexperte-premium .lt-finance-hero {
    min-height: 720px;
    background-image:
      linear-gradient(180deg, rgba(3, 17, 28, .95) 0%, rgba(4, 23, 34, .88) 49%, rgba(4, 28, 38, .54) 68%, rgba(3, 20, 29, .12) 100%),
      url('/assets/img/finanzexperte-hero/hero-mobile-800.webp?v=20260813-premium-v4');
    background-position: center center, center calc(100% + 26px);
    background-size: 100% 100%, auto 78%;
  }

  @supports (background-image: image-set(url('/assets/img/finanzexperte-hero/hero-mobile-800.avif') type('image/avif'))) {
    .lt-finanzexperte-premium .lt-finance-hero {
      background-image:
        linear-gradient(180deg, rgba(3, 17, 28, .95) 0%, rgba(4, 23, 34, .88) 49%, rgba(4, 28, 38, .54) 68%, rgba(3, 20, 29, .12) 100%),
        image-set(
          url('/assets/img/finanzexperte-hero/hero-mobile-800.avif?v=20260813-premium-v4') type('image/avif'),
          url('/assets/img/finanzexperte-hero/hero-mobile-800.webp?v=20260813-premium-v4') type('image/webp'),
          url('/assets/img/finanzexperte-hero/hero-mobile-800.jpg?v=20260813-premium-v4') type('image/jpeg')
        );
      background-position: center center, center calc(100% + 26px);
      background-size: 100% 100%, auto 78%;
    }
  }

  .lt-finanzexperte-premium .lt-finance-hero__inner {
    display: flex;
    min-height: 720px;
    align-items: flex-start;
    padding-top: 54px;
    padding-bottom: 280px;
  }

  .lt-finanzexperte-premium .lt-finance-hero__copy {
    width: 100%;
    max-width: 690px;
  }

  .lt-finanzexperte-premium .lt-finance-hero h1 {
    max-width: 620px;
    font-size: clamp(2.35rem, 7vw, 3.15rem);
  }

  .lt-finanzexperte-premium .lt-finance-hero__lead {
    max-width: 620px;
  }

  .lt-finanzexperte-premium .lt-finance-risk-note {
    width: min(610px, 100%);
  }

  .lt-finanzexperte-premium .lt-finance-intro-grid,
  .lt-finanzexperte-premium .lt-finance-process-head,
  .lt-finanzexperte-premium .lt-finance-analysis-grid,
  .lt-finanzexperte-premium .lt-finance-faq-layout,
  .lt-finanzexperte-premium .lt-finance-contact-grid {
    grid-template-columns: 1fr;
    gap: 34px;
  }

  .lt-finanzexperte-premium .lt-finance-card-grid {
    grid-template-columns: repeat(2, minmax(0, 1fr));
  }

  .lt-finanzexperte-premium .lt-finance-contact-copy {
    position: static;
  }
}

/* --------------------------------------------------------------------------
   Mobile
   -------------------------------------------------------------------------- */
@media (max-width: 680px) {
  .lt-finanzexperte-premium .lt-finance-shell {
    width: min(100% - 28px, 620px);
  }

  .lt-finanzexperte-premium .lt-finance-section {
    padding: 52px 0;
  }

  .lt-finanzexperte-premium .lt-finance-hero {
    min-height: 850px;
    background-image:
      linear-gradient(180deg, rgba(3, 17, 28, .97) 0%, rgba(4, 23, 34, .94) 52%, rgba(4, 27, 37, .60) 70%, rgba(3, 20, 29, .10) 100%),
      url('/assets/img/finanzexperte-hero/hero-mobile-480.webp?v=20260813-premium-v4');
    background-position: center center, center calc(100% + 24px);
    background-size: 100% 100%, auto 70%;
  }

  @supports (background-image: image-set(url('/assets/img/finanzexperte-hero/hero-mobile-480.avif') type('image/avif'))) {
    .lt-finanzexperte-premium .lt-finance-hero {
      background-image:
        linear-gradient(180deg, rgba(3, 17, 28, .97) 0%, rgba(4, 23, 34, .94) 52%, rgba(4, 27, 37, .60) 70%, rgba(3, 20, 29, .10) 100%),
        image-set(
          url('/assets/img/finanzexperte-hero/hero-mobile-480.avif?v=20260813-premium-v4') type('image/avif'),
          url('/assets/img/finanzexperte-hero/hero-mobile-480.webp?v=20260813-premium-v4') type('image/webp'),
          url('/assets/img/finanzexperte-hero/hero-mobile-480.jpg?v=20260813-premium-v4') type('image/jpeg')
        );
      background-position: center center, center calc(100% + 24px);
      background-size: 100% 100%, auto 70%;
    }
  }

  .lt-finanzexperte-premium .lt-finance-hero__inner {
    min-height: 850px;
    padding-top: 36px;
    padding-bottom: 300px;
  }

  .lt-finanzexperte-premium .lt-finance-kicker {
    margin-bottom: 11px;
    font-size: .68rem;
    letter-spacing: .075em;
  }

  .lt-finanzexperte-premium .lt-finance-hero h1 {
    margin-bottom: 15px;
    font-size: clamp(2rem, 10vw, 2.55rem);
    line-height: 1.07;
  }

  .lt-finanzexperte-premium .lt-finance-hero__lead {
    margin-bottom: 18px;
    font-size: .96rem;
    line-height: 1.58;
  }

  .lt-finanzexperte-premium .lt-finance-hero__signals {
    gap: 6px;
    margin-bottom: 19px;
  }

  .lt-finanzexperte-premium .lt-finance-hero__signals span {
    min-height: 30px;
    padding: 6px 9px;
    font-size: .69rem;
  }

  .lt-finanzexperte-premium .lt-finance-actions {
    display: grid;
    grid-template-columns: 1fr;
    gap: 8px;
    margin-bottom: 15px;
  }

  .lt-finanzexperte-premium .lt-finance-btn {
    width: 100%;
    min-height: 47px;
  }

  .lt-finanzexperte-premium .lt-finance-risk-note {
    grid-template-columns: 42px minmax(0, 1fr);
    gap: 11px;
    padding: 12px;
  }

  .lt-finanzexperte-premium .lt-finance-risk-note__icon {
    width: 42px;
    height: 42px;
    border-radius: 8px;
  }

  .lt-finanzexperte-premium .lt-finance-risk-note strong {
    font-size: .82rem;
  }

  .lt-finanzexperte-premium .lt-finance-risk-note p {
    font-size: .71rem;
    line-height: 1.43;
  }

  .lt-finanzexperte-premium h2 {
    font-size: clamp(1.7rem, 8vw, 2.15rem);
  }

  .lt-finanzexperte-premium p {
    font-size: .92rem;
  }

  .lt-finanzexperte-premium .lt-finance-principle {
    grid-template-columns: 44px minmax(0, 1fr);
    gap: 12px;
    padding: 14px;
  }

  .lt-finanzexperte-premium .lt-finance-principle__number {
    width: 44px;
    height: 44px;
  }

  .lt-finanzexperte-premium .lt-finance-card-grid {
    grid-template-columns: 1fr;
    gap: 10px;
    margin-top: 25px;
  }

  .lt-finanzexperte-premium .lt-finance-card {
    min-height: 0;
    padding: 19px;
  }

  .lt-finanzexperte-premium .lt-finance-process {
    grid-template-columns: 1fr;
    border-radius: 13px;
  }

  .lt-finanzexperte-premium .lt-finance-process__step,
  .lt-finanzexperte-premium .lt-finance-process__step:nth-child(3),
  .lt-finanzexperte-premium .lt-finance-process__step:nth-child(4),
  .lt-finanzexperte-premium .lt-finance-process__step:nth-child(5) {
    min-height: 0;
    padding: 17px;
    border-right: 0;
    border-bottom: 1px solid var(--lt-finance-line);
  }

  .lt-finanzexperte-premium .lt-finance-process__step:last-child {
    border-bottom: 0;
  }

  .lt-finanzexperte-premium .lt-finance-process__number {
    margin-bottom: 11px;
  }

  .lt-finanzexperte-premium .lt-finance-analysis-grid {
    gap: 26px;
  }

  .lt-finanzexperte-premium .lt-finance-analysis-tags {
    gap: 6px;
  }

  .lt-finanzexperte-premium .lt-finance-analysis-tags span {
    min-height: 31px;
    padding: 6px 9px;
    font-size: .69rem;
  }

  .lt-finanzexperte-premium .lt-finance-decision-card {
    padding: 17px;
  }

  .lt-finanzexperte-premium .lt-finance-decision-row {
    grid-template-columns: 84px minmax(0, 1fr);
    gap: 10px;
    padding: 11px 0;
  }

  .lt-finanzexperte-premium .lt-finance-decision-row span {
    font-size: .7rem;
  }

  .lt-finanzexperte-premium .lt-finance-decision-row strong {
    font-size: .78rem;
  }

  .lt-finanzexperte-premium .lt-finance-section--boundary {
    padding-top: 46px;
    padding-bottom: 46px;
  }

  .lt-finanzexperte-premium .lt-finance-boundary-card {
    grid-template-columns: 1fr;
    gap: 14px;
    padding: 20px;
  }

  .lt-finanzexperte-premium .lt-finance-boundary-card__icon {
    width: 52px;
    height: 52px;
  }

  .lt-finanzexperte-premium .lt-finance-faq summary {
    min-height: 58px;
    padding: 14px;
    font-size: .84rem;
  }

  .lt-finanzexperte-premium .lt-finance-faq__answer {
    padding: 0 14px 15px;
  }

  .lt-finanzexperte-premium .lt-finance-contact-grid {
    gap: 28px;
  }

  .lt-finanzexperte-premium .lt-finance-form-card {
    padding: 18px;
    border-radius: 13px;
  }

  .lt-finanzexperte-premium .lt-finance-form-grid {
    grid-template-columns: 1fr;
    gap: 12px;
  }

  .lt-finanzexperte-premium .lt-finance-form-field--full {
    grid-column: auto;
  }

  .lt-finanzexperte-premium .lt-finance-form-captcha {
    padding-left: 132px;
    background-size: 110px 33px;
  }
}

@media (max-width: 390px) {
  .lt-finanzexperte-premium .lt-finance-shell {
    width: calc(100% - 22px);
  }

  .lt-finanzexperte-premium .lt-finance-hero {
    min-height: 880px;
  }

  .lt-finanzexperte-premium .lt-finance-hero__inner {
    min-height: 880px;
    padding-bottom: 310px;
  }

  .lt-finanzexperte-premium .lt-finance-hero h1 {
    font-size: 1.94rem;
  }

  .lt-finanzexperte-premium .lt-finance-hero__signals span {
    font-size: .66rem;
  }

  .lt-finanzexperte-premium .lt-finance-form-captcha {
    padding-left: 124px;
    background-size: 104px 32px;
  }
}

@media (prefers-reduced-motion: reduce) {
  .lt-finanzexperte-premium .lt-finance-btn,
  .lt-finanzexperte-premium .lt-finance-card,
  .lt-finanzexperte-premium .lt-finance-contact-options a,
  .lt-finanzexperte-premium .lt-finance-faq summary > span::after {
    transition: none;
  }
}